If the interest rate is 0%, why do you mention 18.9%?

In order to maintain your 0% p.a. promotional rate for your Xbox All Access purchase and avoid additional fees, you must pay the Interest-Saver amount before the due date shown on your statement each month. 


Please note, if you pay your minimum payment or miss two consecutive payments, this transforms your Xbox All Access 0% p.a. promotional rate to Klarna's standard account rate of 18.9% increasing the total amount you have to pay.


To not miss a payment, Klarna recommends you set-up autopay for the Interest-Saver payment option. To do so, log into the Klarna app (or web) and select the ‘Payment Methods’ option from the settings menu and follow the instructions to link your Bank account.


Representative example: Representative 18.9% APR (variable) with an assumed credit limit of £750 and a purchase rate of 18.9% p.a (variable).

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